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Plan the cost of buying a home

Explore a repayment and the other costs you may need to budget for. This is an estimate, not a loan offer.

Your figures

Published reference: FNB Namibia lists 11.25% for existing home loans and 10.25% prime, published 4 August 2026. This older reference is not automatically inserted into your calculation. Individual rates differ.

Source checked 1 October 2026: FNB lending rates ↗. Confirm a current quote with the lender.

Other costs and your budget

Enter quotes you have received. Blank amounts remain unknown.

Your estimate

Loan amount
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Monthly repayment
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Total interest if the rate stays the same
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Monthly repayment if rate rises 2 percentage points
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Known upfront amount including deposit
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Known monthly amount
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Compared with your housing budget
Add a budget to compare

Other costs may apply.

Repayments assume equal monthly instalments and a constant annual rate. The rate-rise scenario recalculates the whole term at the higher rate. It does not predict a lender's offer or future rates.

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Explore FNB home loans ↗ — you leave NamSpace to contact the bank. No financial details are sent by this calculator.